The Pacific Crest Federal Credit Union Savings Account is your most fundamental savings tool, letting you earn dividends on balances over $100.00. You can also use this account as overdraft protection for your other Pacific Crest accounts.
Electronic access through ATM's Call24, and Online Banking.
Business Money Market AccountsOur Business Money Market Account lets you earn more for your money by paying you higher dividends as your balance increases. You may even write up to six checks per month from your Business Money Market Account for free. After that, there is a per-check charge of $1.00. When you maintain a $2,500.00 average daily balance, we waive the $15.00 per month service fee.
Crest Business LinkThe Crest Business Link Account is just what your business needs to manage your daily cash flow. Great for small office/home office businesses or non-profit organizations, this account allows free check writing up to 50 checks a month. After that, a small per-check fee of $0.25 will apply. Maintain an average daily balance of at least $500.00 and your monthly service charge of just $6.00 will be waived.
Crest Business ConnectDesigned for mid-sized businesses, our Crest Business Connect account lets you earn higher dividends when you maintain a $5,000.00 average daily balance. Plus, the monthly service charge of $10.00 will be waived when you maintain a $2,500.00 average daily balance. This account allows free check writing up to 200 checks a month. After that, a small per-check fee of $0.25 will apply.
So think very carefully about where you are in your own personal investment cycle. If you are near retirement, does it make sense to go into stocks at near three-year highs?
To steal a line from the Hippocratic Oath: "First, do no harm". That seems to be what this mortgage settlement deal is all about. This deal will do no harm to the long-term housing outlook, but it is unlikely to have a significant impact.
After doing little the first four days of the week, the latest jobs report boosted stocks to a strong close for the week.