Confidential and Fast Payday Loans

Pacific Crest Federal Credit Union has aligned with CU on Payday to provide you with a fast, confidential, and convenient payday loan solution. At times, personal emergency or an urgent need may arise that can't be satisfied with your available cash. A payday advance from CU on Payday allows you to quickly get a small amount of cash until your next paycheck. There are no credit checks performed and our fees are lower than other payday lenders in the area.

It's Easy

It's easy to qualify and easy to apply.

  • Do you have a Pacific Crest FCU checking account with direct deposit?
  • Have you been continuously employed for the last six months?

Simply complete a loan application and fax it to 1.877.507.6071 from any fax machine. Once approved, the funds are immediately deposited to your Pacific Crest Federal Credit Union account. On your next payday, the funds and advance fee are withdrawn from the same account. It is that quick and easy. Our loans are confidential and at your credit union you know you will always be treated with respect.

Apply Today

For an application, visit pacificcrest.cuonpayday.com or visit one of our self service centers at one of our locations ». Or, call 1.877.507.6070 to request an application for additional information.

Payday lending services are provided by CU on Payday and the credit union is not the lender. Approvals are subject to CU on Payday's underwriting standards. The advance fee for credit union members is $12 per $100.00 borrowed. A $300.00 payday advance for 30 days will carry an $84.00 fee, an annual percentage rate (APR) of 146%. Borrowers are limited to one loan outstanding of $300.00 at a time. Borrowers may only receive up to 25% of net monthly income. First time borrowers are limited to a maximum loan amount of $300.00.