Rates Effective: January 27th, 2012
Visa® Rates
Visa® Platinum
| APR On Purchases |
APR On Cash Advances |
Annual Fee |
| 9.25% |
14.90% |
$0.00 |
Visa® Classic
| APR On Purchases |
APR On Cash Advances |
Annual Fee |
| 14.50 - 16.50% |
17.50% |
$10.00 |
Visa® Share Secured
| APR On Purchases |
APR On Cash Advances |
Annual Fee |
| 14.90% |
18.00% |
$25.00 |
Other Fees
| Fee |
Amount |
| Transaction fee for purchases |
$0.00 |
| Balance transfer |
$0.00 |
| Late Payment |
Up to $25.00 |
| Visa PIN Replacement |
$3.00 |
| Card replacement |
$5.00 |
| Rush replacement card |
$25.00 |
| Document copy |
$6.00 |
| Research |
$25.00 |
| Returned Payment Fee |
Up to $20.00 |
| Emergency Advance on New Visa |
$30.00 |
| Returned mail |
$5.00 |
| Foreign Transaction Fee |
1.00% of each multiple currency transaction in U.S. dollars. 0.80% of each single currency transaction in U.S. dollars. |
Download the complete Visa Credit Card Agreement and Disclosure »
How to Avoid Paying Interest on Purchases:
Your due date is at least 25 days after the close of each billing cycle. We do not
charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board: To Learn more about factors to consider
when applying for or using a credit card, visit the web site of the Federal Reserve Board at
federalreserve.gov/creditcard.
