For just pennies a day, this option will pay any and all of your Pacific Crest loan or credit card payments or balances in the event of your disability or death.
Life insurance gives you a way to cover your loved ones from the unexpected. It reduces or pays off your outstanding loan balance, up to the policy maximum, if you were to die before paying off the loan.
Credit Life Insurance for Loans »
Could you manage financially if your income was reduced or eliminated due to a disabling illness or injury? Credit Disability Insurance can help. It makes your monthly loan payment, up to the policy maximum, should you become totally disabled due to a covered illness or injury.
So think very carefully about where you are in your own personal investment cycle. If you are near retirement, does it make sense to go into stocks at near three-year highs?
To steal a line from the Hippocratic Oath: "First, do no harm". That seems to be what this mortgage settlement deal is all about. This deal will do no harm to the long-term housing outlook, but it is unlikely to have a significant impact.
After doing little the first four days of the week, the latest jobs report boosted stocks to a strong close for the week.