Our most fundamental savings tool.
The Share Account is our most fundamental savings tool, giving you access to our full range of credit union products and services.
For any purpose.
Interest rate that increases with your balance.
This account offers a competitive interest rate that increases as your balance increases! Plus, you can access your Money Market funds just like you would with a regular checking account (up to 6 transactions per month).
Earn guaranteed return on your money.
We offer a variety of short and long-term certificates at competitive rates to give you a safe place to steadily earn a guaranteed return on your money. You may even use your savings certificates to secure an exceptionally low loan rate from us!
Minimum Opening Deposit: $100.00
|12 months||Additional deposits allowed (minimum $25.00 at any time). Dividends compounded monthly. Available to members 18 and under.|
|$500.00||6 months||The more you save the greater dividend you earn.|
|$1,000.00||12 to 60 months||The more you save the greater dividend you earn.|
Offering you outstanding flexibility and tax advantages, an IRA is one of the smartest ways to save for a secure and comfortable retirement, or even for your children's education. We offer Roth and Traditional IRA's, as well as Coverdell IRA's.
Series EE bonds can be purchased for half the denomination value. These good, long-term investments mature in 17 to 30 years, but may be redeemed as early as 12 months - although it may not have achieved face value.
Purchase a Series I bond at face value for $50 or up to $30,000, and defer federal taxes on earnings for up to 30 years - and pay no state and local taxes on earnings!
Get the most out of your savings with a Health Savings Account (HSA) from Pacific Crest. It is a savings product that offers a different way for consumers to pay for their health care. HSA's enable you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.
To make contributions to an HSA you: must be covered under a High Deductible Health Plan (HDHP), may not be covered by any other health plan that is not a HDHP, may not be enrolled in Medicare, may not be a recent recipient of VA medical benefits and cannot be claimed as a dependent on another person's tax return.
Availability of Funds
Withdrawals are tax-free if the funds are used exclusively for paying our reimbursing qualified medical expenses, such as a doctor's visit, prescription drugs, and over-the-counter medicines for the owner, his or her spouse and dependents. Qualified expenses are those incurred after the account is open.
For complete details on HSA accounts, eligibility, contributions, and withdrawals, simply contact us.
Questions? Read our HSA Frequently Asked Questions.