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Rates Effective: January 1, 2014

Checking Rates

Crest Free Checking

Balance to Earn APY Dividend Rate Annual Percentage Yield
N/A N/A N/A
N/A N/A N/A

Crest Incentive Checking*

Balance to Earn APY Dividend Rate Annual Percentage Yield
$0.01 - $25,000.00 0.15% 0.15%
$25,000.01 0.05% 0.05%
N/A 0.00% 0.00%

Crest Custom Checking

Minimum Opening Deposit: $2,000.00

Balance to Earn APY Dividend Rate Annual Percentage Yield Fee
$2,000.00 - $15,000.00 0.05% 0.05% $7.50 if balance is below $2,000.00
$15,000.01 0.05% 0.05% $7.50 if balance is below $2,000.00
Dividend calculations are daily balance method. Dividend period is based on monthly calendar. Dividends compounded and credited monthly. Credit Union Membership required unless noted. Credit union membership fee is $5.00.
* Crest Incentive Qualification Cycle Requirements. To receive certificate-like rate on balances up to $25,000, you must meet these easy monthly qualification cycle requirements:
  1. Twelve posted and cleared check card (debit) purchases
  2. Active enrollment in eStatements
On the portion of the balance above $25,000, you will receive the current savings rate. If monthly qualification cycle requirements are not met, you will receive 0.00% APY on your balance for that qualification cycle month. Fees may reduce earnings. ** ATM transactions do not count toward the 12 required purchases during the qualification cycle month. † Qualification cycle monthly requirements are from the first calendar day of a qualification cycle month to the last calendar day of the cycle month.